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Payments built for construction.

Smart construction payments that work for you.
Transaction account
Linking
Secure start
Progress claims
Instant payments
Cashflow funding

Paid transaction account.

Get a Paid transaction account and get access to the full feature set of the Paid platform. These features include cashflow funding and reserving funds for progress payments.

A snapshot of your financial position.

Balance
Total transaction account funds. This is the sum of the available and unavailable account balance.
Available
Liquid funds which are available to use as required. These funds are not linked or reserved for any progress payments.
Unavailable
In most cases, these funds are reserved to automatically pay approved progress payments according to contract terms.
Get started for free

Enhanced transaction history.

View detailed claim transaction information including project and progress payment name.

Click on transactions to view full claim details and related reserved payments.

Linking progress payments.

Linking gives suppliers and subcontractors greater peace of mind that they will be paid on time for work they’ve completed.
Link progress payments
When creating a contract, the builder can choose to link building contract progress payments to sub and supply contract progress payments.
Funds are reserved.
When the builder’s progress payment is fulfilled, funds will be reserved to pay linked progress payments. Reserved funds will not be accessible to the builder.
Get paid.
Once linked progress payments are approved, funds will be paid to subcontractors and suppliers automatically according to the contract terms.
linking progress payments

Secure your payments before commencing work.

No more worrying about late or missed payments, no more waiting on checks to clear, and no more stressing about cash flow. Secure start guarantees payments to subcontractors and suppliers for work they’ve completed.
Secure start.
When creating a contract, the builder can choose to secure subcontractor and supplier funds prior to the work starting. Secured funds are not accessible to anyone until a subcontractor or suppliers progress claim is approved and paid.
Get paid. Guaranteed.
Completed your work? Simply create a progress claim and once it is approved, you'll be paid automatically according to the terms in your contract.

Hassle free progress claims.

Creating and reviewing progress claims has never been easier. Cut out the tedious paperwork and go digital with Paid. 
progress payments overview
Create progress claim.
Upload all your relevant claim evidence, images and documents through the Paid app.
Send for review.
Your claim evidence is sent for review. We'll notify you once the review is complete.
Approved
Congratulations! Your claim has been approved.
Get started for free
Are you a builder?

Get paid instantly with InstaPaid.

We make it easy.
Submit progress claim.
Submit relevant claim evidence, images and documentation through the app.
Get approved.
Your claim evidence is sent for review and approval.
Get paid instantly.
Paid will loan you the funds to cover up to 80% of your progress payment until the bank approves and pays your claim . The bank payment will then be used to pay back the loan + interest.
subcontractor iconsuppliers icon
Are you a subcontractor or supplier?

Get paid instantly with InstaPaid.

construction payments
1. Submit claim.
Submit your claim along with supporting documentation and photo evidence.
2. Get approved.
Your claim submission is sent for review and approval, all within the app.
3. Get paid instantly.
Get paid automatically according to the terms set out in the contract.
Instant payments are only available for reserved progress payments.

Cashflow when you need it.

Paid makes it quick and hassle-free for builders to receive the funding they require to keep their projects on track and on schedule.
Request cashflow funding.
With a simple application process, builders can access the funds they need in as little as 24 hours.
Receive funds.
Instantly receive requested funds once approved.

Resolve cashflow shortfalls.

Gone are the days of worrying about cash flow and the stress of waiting for payments to come through.
Keep your projects running smoothly
Hassle-free application process
Get approved within 24 hours
Gain financial certainty
Competitive interest rates

Paid transaction account.

Get a Paid transaction account and get access to the full feature set of the Paid platform. These features include cashflow funding and reserving funds for progress payments.

A snapshot of your financial position.

Balance
Total transaction account funds. This is the sum of the available and unavailable account balance.
Available
Liquid funds which are available to use as required. These funds are not linked or reserved for any progress payments.
Unavailable
In most cases, these funds are reserved to automatically pay approved progress payments according to contract terms.
Get started for free

Enhanced transaction history.

View detailed claim transaction information including project and progress payment name.

Click on transactions to view full claim details and related reserved payments.

Linking progress payments.

Linking gives suppliers and subcontractors greater peace of mind that they will be paid on time for work they’ve completed.
Link progress payments
When creating a contract, the builder can choose to link building contract progress payments to sub and supply contract progress payments.
Funds are reserved.
When the builder’s progress payment is fulfilled, funds will be reserved to pay linked progress payments. Reserved funds will not be accessible to the builder.
Get paid.
Once linked progress payments are approved, funds will be paid to subcontractors and suppliers automatically according to the contract terms.
linking progress payments

Secure your payments before commencing work.

No more worrying about late or missed payments, no more waiting on checks to clear, and no more stressing about cash flow. Secure start guarantees payments to subcontractors and suppliers for work they’ve completed.
Secure start.
When creating a contract, the builder can choose to secure subcontractor and supplier funds prior to the work starting. Secured funds are not accessible to anyone until a subcontractor or suppliers progress claim is approved and paid.
Get paid. Guaranteed.
Completed your work? Simply create a progress claim and once it is approved, you'll be paid automatically according to the terms in your contract.

Hassle free progress claims.

Creating and reviewing progress claims has never been easier. Cut out the tedious paperwork and go digital with Paid. 
Create progress claim.
Upload all your relevant claim evidence, images and documents through the Paid app.
Send for review.
Your claim evidence is sent for review. We'll notify you once the review is complete.
Approved.
Congratulations! Your claim has been approved.
Get started for free
Are you a builder?

Get paid instantly with InstaPaid.

We make it easy.
Submit progress claim.
Submit relevant claim evidence, images and documentation through the app.
Get approved.
Your claim evidence is sent for review and approval.
Get paid instantly.
Paid will loan you the funds to cover up to 80% of your progress payment until the bank approves and pays your claim . The bank payment will then be used to pay back the loan + interest.
subcontractor iconsuppliers icon
Are you a subcontractor or supplier?

Get paid instantly with InstaPaid.

1. Submit claim.
Submit your claim along with supporting documentation and photo evidence.
2. Get approved.
Your claim submission is sent for review and approval, all within the app.
3. Get paid instantly.
Get paid automatically according to the terms set out in the contract.
Instant payments are only available for reserved progress payments.

Cashflow when you need it.

Paid makes it quick and hassle-free for builders to receive the funding they require to keep their projects on track and on schedule.
Request cashflow funding.
With a simple application process, builders can access the funds they need in as little as 24 hours.
Receive funds.
Instantly receive requested funds once approved.

Resolve cashflow shortfalls.

Gone are the days of worrying about cash flow and the stress of waiting for payments to come through.
Keep your projects running smoothly
Hassle-free application process
Get approved within 24 hours
Gain financial certainty
Competitive interest rates

Automate your payments.

Get started for free
paid logo
Get paid on time, every time.
Paid Dot Pty Ltd (trading as Paid.inc) issues the Paid Transaction Account. Consider the Product Disclosure Statement [hyperlink] and Target Market Determination [hyperlink] and whether the Paid Transaction Account is appropriate for you, before acquiring or continuing to hold it. Paid.inc does not hold an Australian Financial Services Licence (AFSL) nor is it an authorised representative of an AFSL holder. The Paid Transaction Account is issued by Paid.inc pursuant to an intermediary authorisation granted by Gobsmacked Loyalty Pty Ltd (ABN 60 098 218 216) (Licensee), which has an AFSL number 444609. The Licensee has also authorised Paid Promotions Pty Ltd (ABN 91 670 052 856) (Paid Promotions) to provide general advice, and to offer to arrange for the issue, variation or disposal of the Paid Transaction Account by Paid.inc.

Any advice included in this website is general only, is provided by Paid Promotions and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. You should also obtain and consider a copy of the Product Disclosure Statement [hyperlink] before making any decision about whether to acquire the Paid Transaction Account.
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